Health Affairs is running a study showing that most seniors have a coverage gap...what is left out or unstated or misconstrued is that fact that most seniors have chosen to have a coverage gap....Here is what the study notes but fails to highlight...
“United’s AARP product leverages beneficiaries’ recognition of the AARP ‘brand’,†while “Humana attracted high enrollment in its Standard PDP with an aggressive low-premium strategy.â€
In otherwords, people are choosing coverage based on values that matter to them, not what matters to elites. That was the point of competition. Also unstated is the fact that copays in the plans with most customers have declined as have the price of drugs outside the coverage period. That is also in response to demand.
How soon people forget that consumers, not policy elites, are in the drivers' seat here. Will people like it if the elites rob them of their choce o f plans, deductibles and drugs to satisfy elite concerns about "coverage"?
I don't think so...
“United’s AARP product leverages beneficiaries’ recognition of the AARP ‘brand’,†while “Humana attracted high enrollment in its Standard PDP with an aggressive low-premium strategy.â€
In otherwords, people are choosing coverage based on values that matter to them, not what matters to elites. That was the point of competition. Also unstated is the fact that copays in the plans with most customers have declined as have the price of drugs outside the coverage period. That is also in response to demand.
How soon people forget that consumers, not policy elites, are in the drivers' seat here. Will people like it if the elites rob them of their choce o f plans, deductibles and drugs to satisfy elite concerns about "coverage"?
I don't think so...
